Stopped to talk to the neighbor two doors over.  She has whole crews tearing out stuff and removing the sewer-damaged  –  estimates that 70% of her family’s personal items are gone.  Started talking about insurance.  Guess who her company is?  State Farm.  Guess who her agent is?  Same as mine!  So she has sewer backup coverage, but I don’t?  ’cause two doors away is a whole different grid or something?

Oh, and before you say that it’s a new policy with no history, she’s lived here probably 30 years and they had a sewer backup claim in 2008.  Now, since the extensive flood control work wasn’t in place at that time, State Farm couldn’t have known that the work would be performed at some point in the future.  So what’s the difference between our two claims, other than the seven years separating them?  I’m apparently the red-headed stepchild.