That story I posted last week about the incidence of ID theft from compromised PIN pads?  The damage is much more widespread than originally thought.  Though the thefts are limited to Michaels stores, it apparently spread throughout the United States, although Illinois was hit particularly hard.  Here’s the entire story.  The biggest problem with debit card theft is that the funds are removed from your checking account immediately, but banks can take up to two weeks (10 business days) to return the money, after their investigation.  That’s two weeks of no access to your money.  and not everyone accepts RRs…