If you have a Target RedCard, log in and go to your Circle Offers to find this extra 10% discount on gift card purchases today and tomorrow only.  Sweet!  You don’t need to PAY with the card, so use Discover and get 5% back, since Target is one of the Discover bonus deals this quarter.  I “bought” a $500 gift card for $450 and “paid” with Discover and the $450 didn’t change.