The $40 off $40+ Target RedCard promotion runs through December 10th.  Apply online and you’ll get an immediate account number (write it down) so you can shop while waiting for the plastic card and $40 coupon.  Coupon promotion is available online and in store, but then you’d need to get dressed.  Choose debit or credit card.  Valid for new accounts, but if you haven’t used your card in some time, check the status because Target automatically closes accounts after a period of inactivity.